How to Afford a Baby - Justine Davies New softcover book from ABC Books

HOW TO AFFORD A BABY

by JUSTINE DAVIES

New softcover book, 248 pages, including templates for assets and liabilities balance sheet, annual budget and insurance planning.

The nine-month plan to finance having a child

Being able to afford a baby is a modern dilemma for many couples wanting to start their family. There are so many costs - before and after the baby's arrival - medical expenses, maternity and baby clothes, prams, bassinets, cots, and all those nappies .... the list is endless and it all adds up (very quickly). How can you possibly pay for it all?

Featuring realistic financial planning advice, How To Afford A Baby offers you some sanity-saving hope so that you can start your family without the worry.

In this book mother and financial planner Justine Davies explains how to manage your money throughout pregnancy and beyond, with achievable and practical advise on how to: plan for time off work, work out how long you can afford to take off, juggle financial commitment on a part or no income, get the best bargains on baby clothing and equipment, work your way successfully through the maze of government rebates and subsidies, and even how to plane your superannuation and insurance to cover the needs of the new addition to your family. Packed with great tips, practical information and an achievable week-by-week plan of action, starting from the moment you discover you are pregnant, How to Afford A Baby will have you in great financial shape so that you can truly enjoy your bundle of joy.

Pregnancy should be a time of wonder, not of woes. It is a time of celebration, and that celebration should not be overshadowed by niggling doubts as to how you are going to afford to not work for a while. Medical expenses, maternity clothes, baby equipment ... how can any one save when there is so much to buy? And once you have had the baby you then have to juggle financial commitment on a part or no income.

Surveys have revealed that financial issues are one of the main reasons couples put off having children. This essential, practical guide has tips on how to plan for time off, work out how long you can afford to take time off work, get the best bargains on baby clothing and equipment, and how to manage your money throughout pregnancy and beyond.

About the author
Justine Davies is a financial planner and counsellor who has worked in the finance industry for many years.